Investing in Stellar Lumens
Layer 1 blockchains are the foundational infrastructure upon which the crypto ecosystem is built. Whilst blockchains like Bitcoin and Ethereum often enjoy the limelight, there are also a number of networks innovating under the radar and contributing to the quiet rewiring of global finance.
The Stellar blockchain is reshaping cross-border finance. Since launching in 2014, it has evolved into a globally distributed network powering real-world use cases, including cross-border payments, remittances, and tokenised real-world assets (RWAs). With ultra-low transaction costs and fast finality, Stellar is positioned as a leading infrastructure layer for cross-border payments and asset tokenisation.
Stellar’s native asset, Lumens (XLM), is the lifeblood of the network, powering transactions and on-chain financial activity. XLM transaction fees average just $0.00015, making both high-volume transfers and micro-transactions highly economical. This efficiency helps bring payments and traditional finance onto blockchain rails, expanding the scope for on-chain settlement, custody, and trading.
The WisdomTree Physical Stellar Lumens ETP provides investors with a simple, secure, and low-cost way to gain exposure to the price of XLM, through regulated European markets.
Why invest in Lumens (XLM)?
The Stellar blockchain was designed with a clear mission: to make fast, low-cost financial services accessible to everyone. Through their network of 69+ regulated financial institutions (‘anchors’) across 170+ countries, Stellar supports over 170 fiat currencies, making it one of the most comprehensive fiat–crypto bridges available today. Its infrastructure enables instant payments and asset tokenization, and with the rollout of its smart contract platform, Soroban, Stellar now supports decentralized finance. All of this activity is powered by its native token, Lumens (XLM), and as usage across these areas grows, so too does the demand for XLM.
Stellar is designed for fast, low-cost international transfers with 24/7/365 settlement. Its native token, XLM, acts as a bridge between currencies, making it ideal for remittances and real-time currency exchange.
The Stellar network enables issuers to tokenize real-world assets quickly and at low cost, with built-in tools for approving, freezing, and revoking tokens. Its trust-based validation model delivers near-instant finality with low environmental impact.
Unlike many cryptocurrencies with embedded inflation, XLM has a fixed total supply of 50 billion tokens and no new issuance. This scarcity strengthens its long-term value proposition as adoption scales.
Why WisdomTree Physical Stellar Lumens (XLMW)?
Whilst investor demand for cryptocurrencies is becoming more prevalent, over the years, many investors have faced difficulties gaining convenient and secure access to the asset. Cryptocurrency exchange-traded products (ETPs) bring transparency, security, and liquidity to crypto access, and trade on regulated exchanges.
WisdomTree was the first established ETP issuer to provide European investors with institutional-grade physically backed crypto exposure, following the launch of the WisdomTree Physical Bitcoin in December 2019. Our physically backed crypto ETPs leverage WisdomTree’s deep expertise in physically backed ETPs, gained from 20 years of experience providing and managing physical gold ETPs.